TENGAPO
Pan-African Digital Wallet

Africa has always
known how to share.

Tengapo is a pan-African digital wallet. Built by Africa, open to the world.

Anyone can send money to Africa. Only Africans can receive.

54 African Nations Instant Transfers No Account to Send Transparent Fees

African Wisdom

Umoja ni nguvu, utengano ni udhaifu

Swahili · Unity is strength, division is weakness

Three steps, one continent.

Simple by design. Powerful by intention.

01

Create your wallet

Register in minutes as an African resident. Get your own @username and shareable payment link.

02

Share your link

Share your unique Tengapo link with anyone, anywhere in the world — family, clients, fans.

03

Receive from anywhere

The world sends. It lands in your wallet instantly. Your African treasury, always ready.

Built different. Built for Africa.

Every feature designed with African users at the center.

Instant transfers

Money moves in seconds, not days. Your African treasury never sleeps.

🌍

Pan-African wallets

Available across all 54 African nations. One wallet, one continent, one people.

🔗

Shareable payment links

Get your @username and share your link anywhere — social, WhatsApp, email.

💸

Transparent fees

5% + a small flat fee. No hidden charges. No surprises. Ever.

🛡️

Geo-verified accounts

Wallets are geo-locked to your African nation. Fraud prevention built in.

🤝

Guest sending

Anyone in the world can send money. No account needed to give.

The fee promise.

5% of the amount, plus a small flat fee based on bracket. That is all.

No hidden charges. No subscription. No surprise deductions. Use the calculator below.

K

Voices across the continent.

Real people. Real wallets. Real Africa.

My sister in London sent me money through Tengapo in under a minute. I just shared my link. No banks, no delays.

GhanaAmara K.

As a freelancer, Tengapo is how I receive payments from clients abroad. My African treasury, my terms.

NigeriaChidi O.

The proverbs remind me why I trust Tengapo. Built by Africans. Built for Africans. It shows.

SenegalFatou D.

Finally a platform that understands Africa. The fees are honest, the experience is beautiful.

South AfricaNomsa M.

The whole world can give.

You don't need an account to send. You just need a link and a heart.

Africa as a destination.

54 nations. 1.4 billion people. One unified treasury.